Mobile Money is a easy, quick, secure and affordable way to send money to friends and family using your mobile phone. With Mobile Money, you can transfer funds to any recipient in Nigeria and also pay for goods and services with your mobile phone.
The Mobile Money service is available to everyone with a phone. Non-phone users can also use the service to receive money transferred from registered Mobile Money customers.
And it's unlike GTBank to sit back and miss the opportunity to provide such service to their esteemed users. The following features are available on Mobile Money;
- Cash deposits into your Mobile Money account.
- Send and receive money from the convenience of your mobile phone.
- No need for a Bank account to send or receive money.
- Reach anyone in Nigeria.
- Manage your Mobile Money account.
- Withdraw cash at any GTBank ATM without a card.
- Purchase of Airtime.
- Payment of Utility bills.
- Change my PIN.
- Check my balance and view transactions.
- Link my existing Bank account to your Mobile Money account.
How to Register
It doesn't cost you an arm and a leg to register for this service. You can register by yourself or visit any of GTBank Branches or appointed agents to register you.
The requirements vary depending on the type of MobileMoney account that you want. There are three variants:
1. The Un-banked: Allows you maximum transaction limit of N3,000.00 and a daily limit of N30,000.00. Based on this variant you can register yourself through the various channels available. All you require is Your Name, Your Phone Number and Date of Birth.
2. The Semi-banked: Allows you a maximum transaction limit of N10,000.00 and a daily limit of N100,000.00. For you to fall under this category you need to upgrade your account from the unbanked level to semi-banked. You would need to visit a Bank Branch to provide a valid ID in addition to the information provided as an unbanked customer.
3. The Fully Banked: Allows you a maximum transaction limit of N100,000.00 and a daily limit of N150,000.00. Additional information is required for this variant. You require a proof of Address and a GTBank account.
There are two easy ways to opt-in for this service by yourself as a GTBank user:
The first method involves you downloading the
GTBank Mobile Money app to your Android, Blackberry, iPhone, or JAVA enabled smartphones - Nokia, Samsung, Ericsson, e.t.c. When you open up the app, click on Sign Up and provide answers to the questions asked. i.e. First Name, Last Name and Date of Birth. Endeavour to provide accurate answers to each question because anytime you forget your account PIN, these questions will be used for authentication before granting you access to select another PIN. After providing the required answers to these questions, you will receive a text message containing your activation token ( 6 digits) e.g. 552256. Then you can proceed by clicking on activate on the home screen to activate your account.
The second method involves you obtaining a SIM with the Mobile Money SIM Tool Kit already installed (Only Etisalat SIMs comes with this menu for now). Simply go to your SIM menu, Select Mobile Money and then GTBank.
Select "My Account".
Select "Register" and provide answers to the questions asked. i.e. First Name, Last Name and Date of Birth. Also note that the information provided is what you'll use anytime you forget your account PIN to change to another PIN.
After you have answered the questions, you will receive a text message containing your activation token (6 digits) e.g. 552256
Proceed by selecting activate.
Steps To Activate Your Mobile Money Account
To activate your mobile money account, follow the steps outlined below:
1. Go to the GTMobile Money app and click on activate.
2. Enter your activation token (6 digits) e.g. 552256.
3. Choose a four digit account PIN e.g. 4357; Repeat the PIN to confirm that you entered it correctly the first time.
4. You will receive a welcome text message from GTBank. Your Mobile Money account is now fully activated and ready for use.
You can now start funding, sending and receiving money with your Mobile Money account. Receiving money transfers into your Mobile Money account is absolutely FREE. But do note that this form of registration will only give you the un-banked account type. To enjoy more services you can upgrade from the GTMobileMoney (lite) to either Plus or Max . You can do this either via internet banking or By visiting any GTBank Branches near you.
You do not need a bank account to use Mobile Money. However, if you have a Bank account you can link your Bank account to your Mobile Money account. Visit a GTBank branch to link your Mobile Money account to your Bank account. You will be required to fill and submit a form requesting for the account to be linked. The request would be handled within 24 hours. And you will receive a text message on your phone affirming the completion of the process.
You can always access your Mobile Money account anytime using the app or through your Etisalat SIM TOOL KIT (STK) – Easy Wallet via USSD. Either way, both channels are equally safe and easy to use.
You can withdraw money from your Mobile Money account through an enabled cardless withdrawal ATM or any authorised GT Mobile Money Agent. To perform the cardless withdrawal from an ATM, you ought to have a 12 digit code which you would have generated from your Mobile Money menu on your phone, the amount you wish to withdraw and your phone number.
Try to keep your Mobile Money Account secure by keeping your Account PIN secret from others. Memorize your Account PIN and do not carry it with your phone. Never give away your Account PIN. If you have reasons to believe your PIN has been compromised, you can always change it from the Mobile Money menu.
To change your Mobile Money account PIN,
- Log on to your account
- Go to My Account and select Change Pin
- Enter your current account PIN
- Enter a new account PIN
- Repeat the new account PIN
- Confirm the change PIN
- You will receive a confirmation upon completion.
You can visit
www.gtbank.com/normal/mobileBanking.php for more information. Or contact GTConnect on these numbers 08029002900, 08039003900 and 01-4480000. You can also download the user guide from GTBank via
http://gtbank.com/resources/user_guide.ppt.
